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Why Having Health Insurance Is a Smart Choice

Health insurance is a way to help pay for health care expenses. Having insurance helps in the event of an accident or illness by paying some of the medical costs when you’re injured or sick. Like car insurance, or home insurance, you can choose from a variety of plans.

Over the past few years there have been a lot of changes to the Health Insurance industry as we have known it. Some of the changes brought forth by the Affordable Care Act are you cannot be turned down for coverage due to a health condition, there is no longer a pre- existing clause, and depending on your income you could take in a subsidy reducing what you pay monthly for your Health Insurance.

Call 1-331-251-6427 today to discuss your unique situation and find out how the ACA can help you with your coverage and cost.

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Except for our short-term plans, all plans follow the Affordable Care Act guidelines and provide the same set of essential health benefits, quality, and amount of care:

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  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health disorder services
  • Substance use disorder services
  • Prescription drugs
  • Rehabilitative services and devices
  • Laboratory services
  • Preventive and wellness services
  • Chronic disease management
  • Pediatric services

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Except for our short-term plans, all plans follow the Affordable Care Act guidelines and provide the same set of essential health benefits, quality, and amount of care:

BlueCross-BlueShield-Texas-Logo

  • Ambulatory patient services
  • Emergency services
  • Hospitalization
  • Maternity and newborn care
  • Mental health disorder services
  • Substance use disorder services
  • Prescription drugs
  • Rehabilitative services and devices
  • Laboratory services
  • Preventive and wellness services
  • Chronic disease management
  • Pediatric services

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With Humana’s wide range of plans, we help you pick the one that fits your lifestyle. Enjoy extras at no additional cost that boost your health along with the bottom line. Let us help you find the right plan for you and your love ones.

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When you choose UnitedHealthcare, you have access to programs that empower you to make more informed health decisions and support to help you reach your own health and wellness goals.

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Things to consider include:

  • Affordability (total cost)
  • Coverage and benefits
  • Access to doctors and hospitals
  • Exclusions and limitations
  • Health and wellness resources

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